Glenn G. Geiger Company, Inc
Executive Benefits and Non-qualified Plans
There is a dramatic trend to restore benefits lost from traditional, IRS qualified retirement
programs by using non-qualified deferred compensation plans.  An increasing number of
executives are affected by ERISA and IRS limitations including maximum compensation
limits and 401(k) savings plan contribution and nondiscrimination restrictions.  In addition,
with the continuing rising costs of defined benefit pension plans, more and more
employers are reducing benefits, freezing future accruals or terminating these plans.

As a result of this trend, the majority of executive retirement benefits may be paid from
non-qualified benefits in the future.  Already the growing use of non-qualified executive
plans is evident.  In 1994, 62% of employers maintained non-qualified plans, increasing to
94% ten years later.*

To meet this challenge the Geiger Company designs and administers various benefit
plans and informal financing strategies including:

  • Bank Owned Life Insurance (BOLI)

  • Corporate Owned Life Insurance (COLI)

  • Supplemental Executive Retirement Plans (SERPS)

  • Executive Split Dollar Insurance Benefits

  • Deferred Compensation Plans

  • Salary Continuation Programs

  • Benefit Restoration Arrangements

  • Cost Recovery Strategies

  • Phantom Stock Plans

  • Key Person Insurance

  • Supplemental Executive Disability Plans

  • Performance Based Target Benefit Programs

  • Long Term Care (LTC)
Over 50 Years
of Service
Glenn G. Geiger Company, Inc.
3 Parklands Drive  |  Darien, CT 06820  |  866.434.4373
Copyright © 2007 Glenn G. Geiger Company, Inc. All Rights Reserved
Approval No. L08074587  |  Expiration 8-2008
* Joint Economic Committee, October 2005